Good Vs. Bad Credit | Credit Renewed LLC

African%20American%20Family%20Financial%

Credit can be intimidating...

Why does it exist? How much of it do I need? What’s even on there?

We get it. Credit is confusing. Thankfully, CreditRenewed.com is not. We’ll teach you everything you need to know about credit.

WE'RE HERE TO HELP!

GET STARTED

Or sign up online »

WHAT EXACTLY IS 'CREDIT'?

Your credit score has five main contributors

Credit Renewed focuses on two of these factors - your payment history and new credit - which make up 45% of your overall score.

GET STARTED

Or sign up online »

What is a "good" credit score?

Credit scores are generally separated into five buckets of quality—poor, fair, good, very good and exceptional. Scores between 670 and 739 are considered 'good.'

HOW CREDIT REPAIR WORKS

Are questionable negative items hurting your credit? Removing them can improve your score – We can help! Here's how:

1. REVIEW & ANALYZE

We work with you to identify any questionable negative items hurting your score.

WHAT SCORE DO I NEED TO...

GET STARTED

BUY A HOME

Without a credit score of at least 620 you are unlikely to qualify for a home loan, and even then, you may find it difficult to get approved. Scores of 700 or higher are ideal for securing low interest rates and moderate monthly payments

BUY A CAR

Even with a score as low as 500 you may be approved for a car loan, but the interest rate will be in double digits. Raising your score to at least 660 will likely allow for single digit interest rates and significantly lower monthly payments.

GET A PERSONAL LOAN

Personal loans vary greatly based on the amount being asked and your credit score. As such, you may be able to get approved for a smaller loan even with a low score. For optimal rates, you’ll want a score of 700 or higher.

Not sure how your score measures up?

CALL CREDIT RENEWED TODAY AND GET A

FREE

Personalized Credit

Consultation

FREE

Experian Report Summary

FREE

Credit Report Review &